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Maryland, New York

Short-Term Rental Market Data & Investment Analysis

Maryland, New York Short-Term Rental Market

CMarket Score 70/100
Data updated April 2026

Maryland, NY (Otsego County, New York State) STRs averaged $161 per night at 43.2% occupancy in April 2026, with 9,645 active listings anchored by Cooperstown baseball tourism.

Quick Answer: Maryland, New York is an active short-term rental market. average occupancy is 59%. average monthly revenue is $3,591. average daily rate is $246. the top operator is Evolve with 209 listings. market score is 70/100 (grade C).

Avg Monthly Revenue
$3,591
↑ 8.4% YoY
59%
Occupancy
↑ 3.4% YoY
$246
Avg Daily Rate
↑ 4.2% YoY
85.4 days avg lead time4.4 avg length of stay

Market data reflects the New York State Area regional market, which includes Maryland. Regulations, taxes, and permit details below are specific to Maryland.

Market Score Breakdown

Five dimensions Apivex evaluates per market.

Regulation71
Seasonality64
Investability94
Rental Demand59
Revenue Growth65

Market Overview

Maryland is a small rural town in Otsego County, New York State (not to be confused with the state of Maryland), located approximately 20 miles from Cooperstown and the National Baseball Hall of Fame. The short-term rental market tracked for this area covers 9,645 active listings spanning Maryland and the surrounding Otsego County region. April 2026 is the spring off-season: average daily rate was $161, occupancy was 43.2%, and average monthly revenue was $1,771 per listing. RevPAR was $69.

The listing mix is predominantly entire-place rentals: 8,784 listings (91%) are whole-home or whole-unit properties, 855 are private rooms, and 6 are shared rooms. By bedroom count, 1-bedroom units lead at 3,095 listings, followed by 2-bedroom (2,435), 3-bedroom (2,327), 4-bedroom (1,034), and 5-bedroom and above (743).

Airbnb is the primary channel with 5,326 exclusive listings, 748 on VRBO only, and 3,571 active on both platforms.

Year-over-year as of April 2026, occupancy declined 3.4% and revenue fell 2.9%, while ADR rose 4.3%. The 2025 annual average provides a more representative picture: 48.0% occupancy, $202 ADR, and $2,660 average monthly revenue, up from $2,601 in 2024.

Cooperstown and the National Baseball Hall of Fame, approximately 20 miles from Maryland, drive the region’s summer tourism economy. The market has a composite score of 69.7 out of 100, with a strong investability sub-score of 93.8. Rental demand (58.8) and seasonality (64.2) reflect the moderate seasonal variance typical of an Upstate New York leisure destination.

Seasonal Patterns

Monthly seasonal data for Maryland, New York
MonthOccupancyADRRevenue
Jan40%$208$2,369
Feb48%$216$2,527
Mar40%$171$1,960
Apr44%$156$1,770
May47%$178$1,851
Jun56%$218$2,929
Jul64%$226$3,778
Aug60%$220$3,586
Sep44%$189$2,285
Oct44%$186$2,276
Nov40%$166$1,886
Dec43%$190$2,123

Top Short-Term Rental Operators in Maryland

Ranked by total active listings. Useful for understanding the competitive landscape.

#OperatorListingsReviewsRating
1Evolve2095,947★ 4.68
2Cooperstown Stay1862,249★ 4.87
3ERA Team VP Vacation Properties40175★ 4.43
4Angel Rock Waterfront Cottages & Vacation Homes32386★ 4.77
5Cooperstown Baseball Rentals31378★ 4.92

What Kind of STR Should I Buy in Maryland?

Revenue and pricing by property type, tier, and bedroom count.

Revenue by Bedroom Count

1 bed3,095
2 bed2,435
3 bed2,327
4 bed1,034
5 bed743

ADR by Property Tier

Entire Home$257
Luxury$427
Professionally Managed$328

Revenue by Dwelling Type

Apartment$2,428
Entire Place$3,771
House$4,099

Booking Channel Mix

Distribution of bookings across major STR platforms.

Channel mix
ChannelShare
airbnb55.2%
vrbo7.8%
both37%

Investment Analysis

No housing value data is available for the Maryland, NY area in the current snapshot. Revenue data provides the investment context: the 2025 annual average monthly revenue was $2,660, projecting to approximately $31,920 annualized. The market’s investability score of 93.8 reflects favorable return-to-risk characteristics for this rural Upstate New York recreation corridor.

ADR spreads across tiers are wide. Luxury-tier listings averaged $390 per night in April 2026 (off-season), a 143% premium over the $161 market-wide average. This large luxury premium indicates that premium Catskill-area farmhouses, lakefront cottages, and design-forward properties command rates well above the broad market. Professionally managed listings averaged $260, a 62% premium over the market average. Entire-home listings averaged $173, a 7% premium.

Revenue by property type in April 2026: houses averaged $1,938 per month, entire-place listings $1,885, and apartments $1,380. The house-to-apartment gap is $558 per month in the off-season. In peak summer months (July, August) all-listing revenues more than double the April figure.

The revenue trend is positive: annual average monthly revenue grew from $2,601 in 2024 to $2,660 in 2025, while ADR rose from $201 to $202. The revenue growth score of 65.1 indicates moderate upward momentum. Investors should underwrite against the seasonal occupancy variance, which creates meaningful cash flow variation across the calendar.

Revenue Trend (5 yr)

ADR & Occupancy Trends (5 yr)

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Booking Insights

Maryland, NY area guests book an average of 37 days in advance, approximately a 5-week planning window. For peak Cooperstown baseball tourism weeks in late June through early August, high-demand periods fill well in advance. Operators with properties near the Cooperstown corridor should open summer availability and set peak-week rates early, ideally by April.

Average length of stay is 4.1 nights. At 43.2% occupancy in April and 4.1 nights per stay, a property fills approximately 3 bookings per month. In July at 64.4% occupancy, this rises to approximately 5 bookings per month (about 20 occupied nights at 4.1 nights per booking).

The Cooperstown demand pattern includes multi-night Hall of Fame induction weekend stays (typically late July), baseball camp attendees who book for the week, and Otsego Lake leisure visitors who book for long weekends. Minimum stays of 2 to 3 nights work well year-round, with 4-to-5-night minimums during peak induction week and summer holidays capturing the guest behavior without sacrificing occupancy.

Short-Term Rental Regulations

The Town of Maryland, Otsego County, NY has no published short-term-rental-specific local ordinance. The town has basic zoning (Planning Board, Zoning Board of Appeals, zoning permits) and an STR may require a town zoning permit or variance depending on property classification. No town STR registration scheme, owner-occupancy rule, or annual night cap was found in the town’s published code. Investors should confirm current requirements directly with the Town Clerk or Zoning Enforcement Officer (607-638-1924).

Otsego County levies a 6% hotel, motel, and short-term lodging occupancy tax on stays of 29 nights or fewer. This rate was authorized to rise from 4% to 6% by the state in 2019. The tax is remitted to the Otsego County Treasurer.

At the state level, New York enacted a statewide STR framework in 2025. Operators are now required to register with the New York State Department of Taxation and Finance and collect state and local sales tax on STR income. Real Property Law Article 12-D established a statewide STR registration and reporting framework, with county-level registries and booking-platform verification requirements beginning September 22, 2025.

Note: Otsego County has published a model STR local law (requiring a permit and a county Codes fire-safety inspection and certificate of compliance) that individual towns may adopt. Whether Maryland has adopted this model law is unconfirmed. Enforcement at the local level is minimal, but state tax and registration compliance are actively enforced.

Market Comparison

Maryland, NY’s 2025 annual average occupancy of 48.0% is below the U.S. STR median of approximately 55%, reflecting the spring and fall shoulder seasons. Its 2025 annual average ADR of $202 is near the national median of roughly $220. The summer peak (July 64.4% occupancy, $226 ADR) substantially exceeds both benchmarks.

The composite market score of 69.7 out of 100 is above average. Investability (93.8) is the standout sub-score, reflecting the low regulatory burden and consistent demand. Regulation (70.8) and revenue growth (65.1) are above average. Rental demand (58.8) and seasonality (64.2) are moderate.

Among the top operators, Evolve leads with 209 listings and 5,947 reviews at a 4.68 rating. Cooperstown Stay operates 186 listings with 2,249 reviews at a 4.87 rating, a strong regional specialist. ERA Team VP Vacation Properties holds 40 listings at a 4.43 rating. Angel Rock Waterfront Cottages manages 32 listings with 386 reviews at a 4.77 rating. Cooperstown Baseball Rentals rounds out the top five with 31 listings and a 4.92 rating. The two Cooperstown-branded operators together manage 217 listings, confirming the market’s baseball-tourism orientation. The five operators combined hold 498 listings, approximately 5% of the 9,645-listing market.

Frequently Asked Questions About Maryland, New York

Where is Maryland, NY and what drives STR demand there?
Maryland is a rural town in Otsego County, New York State (not the state of Maryland), located approximately 20 miles from Cooperstown and the National Baseball Hall of Fame. Summer baseball tourism, Otsego Lake recreation, and Catskill-area leisure travel are the primary demand drivers.
How many STR listings are active in the Maryland, NY market?
The April 2026 snapshot shows 9,645 active listings across the Otsego County area including Maryland. Of these, 8,784 (91%) are entire-place rentals.
What is the average nightly rate for an STR in Maryland, NY?
The 2025 annual average ADR was $202. In April 2026 (spring off-season) it was $161. Peak summer months (July) average $226 per night. Luxury-tier properties averaged $390 per night in April 2026. Professionally managed listings averaged $260.
What is the average monthly revenue for an STR in the Maryland, NY area?
The 2025 annual average was $2,660 per month. July (peak season) averages $3,778 per month and August $3,586. April and November are the weakest months at $1,771 and $1,886, respectively.
What are the STR permit and tax requirements for Maryland, NY?
The Town of Maryland has no published STR-specific permit scheme. Otsego County levies a 6% hotel/motel occupancy tax on stays under 30 days. New York State requires STR operators (effective 2025) to register with the Dept. of Taxation & Finance and collect state/local sales tax. RPL Article 12-D added a statewide STR registry starting September 22, 2025.
When is peak season for STRs in Maryland, NY?
July is peak season with 64.4% occupancy and $3,778 average monthly revenue, driven by Cooperstown Hall of Fame induction activities and summer leisure travel. August follows at 60.5% occupancy. The spring shoulder (March-April) is weakest at under 45% occupancy.
How does the Maryland, NY market compare to national STR benchmarks?
The 2025 annual average occupancy of 48.0% is below the U.S. median (~55%) but the summer peak hits 64.4%. Annual average ADR of $202 is near the national median (~$220). The investability score of 93.8 out of 100 reflects strong return potential relative to the regulatory and market risk profile.
Maryland, New YorkRev $3,591ADR $246Occ 59%Score C (70)

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Table of Contents

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Quick Facts: Maryland

Active STRs
71
Avg Daily Rate
$348
Occupancy Rate
97%
Population
400
Annual Visitors
10,000

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