Lynn Haven, Florida Short-Term Rental Market
Lynn Haven, FL STR listings averaged $298/night at 54.7% occupancy in April 2026, anchored by Bay County's Emerald Coast demand.
Quick Answer: Lynn Haven, Florida is an active short-term rental market. average occupancy is 84%. average monthly revenue is $9,621. average daily rate is $411. the top operator is Vacasa with 1,194 listings. market score is 62/100 (grade C).
Market data reflects the Panama City regional market, which includes Lynn Haven. Regulations, taxes, and permit details below are specific to Lynn Haven.
Market Score Breakdown
Five dimensions Apivex evaluates per market.
Market Overview
Lynn Haven is a residential city in Bay County, Florida, situated roughly 7 miles north of Panama City and about 15 miles from the Panama City Beach resort corridor. The STR market tracked for this area reflects the broader Bay County Emerald Coast footprint, with approximately 18,612 active listings. In April 2026, listings averaged $297.71 per night with 54.7% occupancy, generating an average of $4,438 per listing per month. RevPAR stood at $162.91.
Entire-place listings account for 18,469 of 18,612 listings (99.2%). Private rooms total 139 (0.7%) and shared rooms are minimal at four properties. By bedroom count, two-bedroom units are the largest segment at 6,877 listings (37.0% of bedroom-tracked inventory), followed by one-bedrooms at 5,355 (28.8%), three-bedrooms at 4,359 (23.5%), four-bedrooms at 1,240 (6.7%), and five-plus-bedroom properties at 746 (4.0%).
Both Airbnb and VRBO have strong representation. Of 18,612 listings, 12,797 (68.8%) are listed on both platforms, 2,997 are VRBO-only, and 2,818 are Airbnb-only.
Year-over-year, occupancy rose 6.55 percentage points while ADR declined 1.32% and revenue grew 8.86%, showing that volume gains are outpacing any rate softening. Market investability scores 87.55, though the seasonality score of 42.75 signals a compressed summer-heavy demand curve.
Seasonal Patterns
| Month | Occupancy | ADR | Revenue |
|---|---|---|---|
| Jan | 38% | $173 | $1,643 |
| Feb | 62% | $180 | $2,163 |
| Mar | 67% | $251 | $3,676 |
| Apr | 51% | $252 | $3,567 |
| May | 64% | $276 | $4,341 |
| Jun | 82% | $334 | $7,101 |
| Jul | 81% | $316 | $6,830 |
| Aug | 53% | $249 | $3,822 |
| Sep | 52% | $223 | $3,158 |
| Oct | 50% | $203 | $2,658 |
| Nov | 33% | $183 | $1,686 |
| Dec | 35% | $186 | $1,597 |
Top Short-Term Rental Operators in Lynn Haven
Ranked by total active listings. Useful for understanding the competitive landscape.
| # | Operator | Listings | Reviews | Rating |
|---|---|---|---|---|
| 1 | Vacasa | 1,194 | 39,907 | ★ 4.32 |
| 2 | Panhandle Getaways | 852 | 9,635 | ★ 4.48 |
| 3 | RealJoy | 681 | 23,563 | ★ 4.49 |
| 4 | Southern Vacation Rentals by Vtrips | 594 | 6,259 | ★ 4.24 |
| 5 | Emerald Coast Destinations | 426 | 22,520 | ★ 4.29 |
What Kind of STR Should I Buy in Lynn Haven?
Revenue and pricing by property type, tier, and bedroom count.
Revenue by Bedroom Count
| 1 bed | 5,355 |
| 2 bed | 6,877 |
| 3 bed | 4,359 |
| 4 bed | 1,240 |
| 5 bed | 746 |
ADR by Property Tier
| Entire Home | $413 |
| Luxury | $546 |
| Professionally Managed | $441 |
Revenue by Dwelling Type
| Apartment | $9,118 |
| Entire Place | $9,662 |
| House | $11,306 |
Booking Channel Mix
Distribution of bookings across major STR platforms.
| Channel | Share |
|---|---|
| airbnb | 15.1% |
| vrbo | 16.1% |
| both | 68.8% |
Investment Analysis
At a typical home value of $324,043 and average monthly revenue of $4,438 in April 2026, an investor projecting consistent monthly performance over a full year would see annualized gross revenue of approximately $53,256, implying a gross yield of roughly 16.4% before expenses. Actual net yield depends on management fees, seasonality-driven vacancy in winter months, and compliance costs.
ADR segmentation shows the market’s pricing range. All-listings ADR was $298/night in April 2026. Entire-home listings averaged $299/night, essentially at the market rate. Professionally managed properties averaged $316/night, a 6% premium over the broad average. The luxury tier commanded $415/night, a 39% premium.
Revenue by property type shows houses generating $5,464/month in April 2026, well above the market average of $4,438. Entire-place listings averaged $4,452/month and apartment-type units $4,147/month, a narrower spread than many smaller markets.
The multi-year trend shows consistent revenue growth. The 2025 annual average was $4,340/month (occupancy: 54.9%, ADR: $274), up from $4,176/month in 2024 (occupancy: 53.2%, ADR: $276). Revenue has grown from $3,785/month in 2022 to $4,340 in 2025, a 14.6% cumulative gain over three years.
Revenue Trend (5 yr)
ADR & Occupancy Trends (5 yr)
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Booking Insights
Travelers in the Lynn Haven area book an average of 48.28 days (roughly seven weeks) in advance. This longer-than-average lead time reflects the planned nature of Gulf Coast beach vacations, where summer weeks are reserved early. Operators can hold firm pricing well into the five-week window and use last-minute discounting selectively for remaining gaps.
Average length of stay is 4.26 nights, above the typical short-break profile and consistent with week-split beach stays (Thursday-Monday or similar patterns). Longer stays reduce turnover costs and are worth incentivizing through minimum-night rules during peak summer weeks.
The combination of a 48-day booking window and 4.26-night average stay gives operators roughly three to four weeks of advance visibility on bookings. This is enough runway to execute graduated pricing strategies that hold peak-week rates and discount shoulder-week gaps selectively.
Short-Term Rental Regulations
Short-term rentals are permitted in Lynn Haven under Florida’s statewide preemption framework (Florida Statute 509.032), which prohibits local governments without grandfathered pre-June-2011 ordinances from banning vacation rentals or restricting rental frequency or stay duration. No Lynn Haven-specific STR ordinance restricting or capping rentals was identified.
Operators must hold two licenses: a Florida Department of Business and Professional Regulation (DBPR) Vacation Rental license, renewed annually at the state level, and a City of Lynn Haven Local Business Tax Receipt (rental dwellings are an explicit category in city code Chapter 113, with receipts expiring September 30 each year).
On taxes: Lynn Haven sits outside Bay County’s Tourist Development Tax (TDT) special taxing district, which applies the 5% bed tax to Panama City Beach, Panama City proper, and specific beach ZIP codes (32401, 32404, 32405, 32407, 32408, 32410, and parts of 32413) but not Lynn Haven’s ZIP codes (32444, 32409). There is no 5% bed tax on Lynn Haven rentals. However, the standard transient-rental sales tax applies: 6% Florida state sales tax plus the 1% Bay County discretionary surtax, for 7% total on stays of six months or less.
There is no owner-occupancy or primary-residence requirement and no documented annual night cap. HOA or deed restrictions in planned subdivisions may independently limit short-term renting. Enforcement severity is minimal.
Market Comparison
The U.S. STR market median occupancy runs near 55% and median ADR near $220. Lynn Haven’s April 2026 occupancy of 54.7% tracks near the national median while its $298 ADR substantially exceeds it. RevPAR of $162.91 and annualized gross yield of approximately 16.4% place this market well above average for investor return potential, before accounting for the heavy winter seasonality.
Professional operators dominate this market. Vacasa leads with 1,194 listings and 39,907 reviews at a 4.32 average rating. Panhandle Getaways manages 852 listings (4.48 rating, 9,635 reviews). RealJoy operates 681 listings (4.49 rating, 23,563 reviews). Together these three operators account for approximately 2,727 listings, or about 14.7% of the market’s 18,612 total listings.
The heavy PM concentration reflects the professionalization of Gulf Coast vacation rental management. Independent operators compete against full-service firms with large review counts and channel management infrastructure, which raises the operational bar for self-managed properties.
Frequently Asked Questions About Lynn Haven, Florida
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