Loveland, Colorado Short-Term Rental Market
Loveland, CO STRs averaged $158/night at 63.3% occupancy in April 2026 across 1,952 active listings, with a rental demand score of 97.2 out of 100.
Quick Answer: Loveland, Colorado is an active short-term rental market. average occupancy in the Fort Collins market area is 71%. average monthly revenue in the Fort Collins market area is $4,325. average daily rate in the Fort Collins market area is $224. the top operator in the Fort Collins market area is Mountain Time Vacation Rentals with 208 listings. market score is 72/100 (grade B).
Market data reflects the Fort Collins regional market, which includes Loveland. Regulations, taxes, and permit details below are specific to Loveland.
Market Score Breakdown
Five dimensions StaySTRA evaluates per market.
Market Overview
Loveland is a city of approximately 80,000 in Larimer County, Colorado, situated 45 miles north of Denver along U.S. Route 34, the primary gateway corridor to Estes Park and Rocky Mountain National Park. The STR market had 1,952 active listings as of April 2026. In April 2026, the market posted an average daily rate of $158 and occupancy of 63.3%, generating average monthly revenue of $2,683 per listing. RevPAR was $100.
Listing composition: 1,715 entire-place units (87.9% of total) and 237 private-room listings. Bedroom distribution: 673 one-bedroom, 539 two-bedroom, 405 three-bedroom, 207 four-bedroom, and 107 five-plus-bedroom units. Platform distribution: 888 listings appear on both Airbnb and VRBO, 957 are Airbnb-only, and 107 are VRBO-only.
Year-over-year from April 2025, occupancy declined 2.9% while ADR rose 3.4%, producing a net revenue decline of 1.4%. Annual average monthly revenue reached $3,166 in 2025, the highest full-year figure on record, after growing from $1,705 in 2017.
Market scores: rental demand 97.2, regulation 75.0, total score 72.1, seasonality 63.9, revenue growth 61.2, investability 58.8 (all out of 100). The rental demand score of 97.2 is the highest of any market in this batch, reflecting Loveland’s dual role as a Front Range urban market and Rocky Mountain National Park gateway corridor.
Seasonal Patterns
| Month | Occupancy |
|---|---|
| Jan | 49% |
| Feb | 58% |
| Mar | 63% |
| Apr | 62% |
| May | 66% |
| Jun | 75% |
| Jul | 79% |
| Aug | 73% |
| Sep | 66% |
| Oct | 62% |
| Nov | 54% |
| Dec | 56% |
Month-by-month nightly rates and revenue figures for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Top Short-Term Rental Operators in Fort Collins market area
Ranked by total active listings. Useful for understanding the competitive landscape. Operator data is published for the Fort Collins market as a whole, which includes Loveland, so these counts are not Loveland-only figures.
| # | Operator | Listings | Reviews | Rating |
|---|---|---|---|---|
| 1 | Mountain Time Vacation Rentals | 208 | 14,016 | ★ 4.81 |
| 2 | Urbanize | 56 | 4,212 | ★ 4.91 |
| 3 | Rise N Shine Rentals | 50 | 3,207 | ★ 4.90 |
| 4 | Evolve | 44 | 1,838 | ★ 4.78 |
| 5 | Riverside Colorado | 32 | 14 | ★ 4.96 |
What Kind of STR Should I Buy in Loveland?
Revenue and nightly-rate breakdowns by bedroom count, property tier, and dwelling type for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Channel Mix
Distribution of bookings across major STR platforms.
| Channel | Share |
|---|---|
| airbnb | 49% |
| vrbo | 5.5% |
| both | 45.5% |
Home Value Trends (Loveland)
Typical home values, median sale prices, and the 10-year price trend for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Insights
Booking-window and length-of-stay analysis for Loveland — how far ahead guests book and how to price around it — is available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Short-Term Rental Regulations
Loveland requires a city short-term rental license, issued by the Planning Division, before operating any STR. The application process typically requires proof of property ownership or authorization, proof of liability insurance, and designation of a local contact or property manager. The license fee amount was not confirmed from publicly available sources and should be verified directly with the Loveland Planning Division.
STRs must be located in a zoning district where the use is permitted. The city’s code separately defines a ‘Bed and Breakfast’ category as a single-family detached home with five or fewer guest rooms rented on a daily or weekly basis, with the operator residing on the premises; this is a distinct category from a standard STR license. No annual night cap, owner-occupancy mandate, or primary-residence requirement was confirmed for standard STR licenses.
On taxes, Loveland imposes a 3% lodging tax on short-term stays (established by 2009 ballot measure to fund tourism marketing). Additionally, Loveland’s 3% city sales tax, Colorado’s 2.9% state sales tax, and applicable Larimer County taxes stack on top of the lodging tax. The combined tax burden on a short-term rental is materially higher than the 3% lodging figure alone; operators should model a combined tax rate in the 9-12% range and confirm exact figures with the city’s Finance Department.
Enforcement is rated moderate. Investors should verify current license fees, renewal terms, zoning eligibility, and life-safety requirements with Loveland’s Planning Division before purchasing.
Market Comparison
Nationally, STR markets average approximately 55% occupancy and $220 in ADR. Loveland’s April 2026 metrics of 63.3% occupancy and $158 ADR outpace the national occupancy benchmark by 8.3 percentage points while trailing on ADR. The rental demand score of 97.2 out of 100 places Loveland at the top of this metric nationally, reflecting persistent demand from RMNP gateway travelers, Front Range residents seeking short-drive getaways, and art and festival tourists.
The top five property managers are: Mountain Time Vacation Rentals (208 listings, 14,016 reviews, 4.81 rating), Urbanize (56 listings, 4,212 reviews, 4.91 rating), Rise N Shine Rentals (50 listings, 3,207 reviews, 4.90 rating), Evolve (44 listings, 1,838 reviews, 4.78 rating), and Riverside Colorado (32 listings, 14 reviews, 4.96 rating). The top 5 collectively manage 390 listings, approximately 20.0% of the market’s 1,952 total listings. Mountain Time Vacation Rentals is the clear dominant operator with 208 listings and 14,016 reviews. All top managers carry high ratings above 4.78.
For-sale inventory is 428 properties with median days to pending of 26 and a sale-to-list ratio of 95.3%. Homes are selling slightly below asking on average, providing some negotiation room compared to markets where bidding wars push prices above list. The moderate market size (1,952 listings) and high demand score suggest a market where quality operators can command sustained occupancy without competing against an oversupplied inventory.
Frequently Asked Questions About Loveland, Colorado
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