Loveland, Colorado Short-Term Rental Market
Northern Colorado Front Range STR market earned $206 ADR, 63.8% occupancy and $3,660 monthly revenue in September 2026.
Quick Answer: Loveland, Colorado is an active short-term rental market. average occupancy in the Fort Collins market area is 64%. average monthly revenue in the Fort Collins market area is $3,660. average daily rate in the Fort Collins market area is $206. the top operator in the Fort Collins market area is Mountain Time Vacation Rentals with 208 listings. market score is 72/100 (grade B).
Market data reflects the Fort Collins regional market, which includes Loveland. Regulations, taxes, and permit details below are specific to Loveland.
Market Score Breakdown
Five dimensions StaySTRA evaluates per market.
Market Overview
Loveland sits along U.S. 34 about 45 miles north of Denver, has a population of 79,815, and serves as a gateway to Estes Park and Rocky Mountain National Park. Short term rental performance data is published at a regional level, so the figures on this page describe the Northern Colorado Front Range STR market, which also covers Fort Collins and Greeley. In September 2026 that market averaged an ADR of $206 and occupancy of 63.8%, producing average monthly revenue of $3,660 per listing. Compared with a year earlier, occupancy slipped 1.5%, ADR rose 5.0% and revenue rose 3.0%, so recent growth is coming from nightly rate rather than from more booked nights. Entire place listings averaged $3,914 a month, houses averaged $3,718 and apartments averaged $3,672. Guests stay an average of 4.35 nights and book about 59 days ahead. Over the longer run, the yearly average ADR climbed from $109 in 2017 to $185 so far in 2026, while average occupancy moved from 57.4% to 64.3% over the same stretch. Demand comes from several sources. Summer pass-through traffic heads toward Rocky Mountain National Park, art travelers visit the Benson Sculpture Garden and Chapungu Sculpture Park, and Sculpture in the Park each August draws roughly 20,000 attendees. Outdoor recreation visitors and Front Range road trippers round out the mix. The surrounding Boulder, Larimer and Weld region saw about $2.5 billion in visitor spending in 2023. Bedroom, channel and listing type counts and top operator names are tracked at a shared regional level rather than uniquely for Loveland, so this profile omits them.
Seasonal Patterns
| Month | Occupancy |
|---|---|
| Jan | 49% |
| Feb | 58% |
| Mar | 63% |
| Apr | 62% |
| May | 66% |
| Jun | 75% |
| Jul | 78% |
| Aug | 73% |
| Sep | 66% |
| Oct | 62% |
| Nov | 54% |
| Dec | 56% |
Month-by-month nightly rates and revenue figures for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Top Short-Term Rental Operators in Fort Collins market area
Ranked by total active listings. Useful for understanding the competitive landscape. Operator data is published for the Fort Collins market as a whole, which includes Loveland, so these counts are not Loveland-only figures.
| # | Operator | Listings | Reviews | Rating |
|---|---|---|---|---|
| 1 | Mountain Time Vacation Rentals | 208 | 14,016 | ★ 4.81 |
| 2 | Urbanize | 56 | 4,212 | ★ 4.91 |
| 3 | Rise N Shine Rentals | 50 | 3,207 | ★ 4.90 |
| 4 | Evolve | 44 | 1,838 | ★ 4.78 |
| 5 | Riverside Colorado | 32 | 14 | ★ 4.96 |
What Kind of STR Should I Buy in Loveland?
Revenue and nightly-rate breakdowns by bedroom count, property tier, and dwelling type for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Channel Mix
Distribution of bookings across major STR platforms.
| Channel | Share |
|---|---|
| airbnb | 49% |
| vrbo | 5.5% |
| both | 45.5% |
Home Value Trends (Loveland)
Typical home values, median sale prices, and the 10-year price trend for Loveland are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Insights
Booking-window and length-of-stay analysis for Loveland — how far ahead guests book and how to price around it — is available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Short-Term Rental Regulations
Short term rentals are permitted in Loveland, and a City of Loveland short term rental license, issued by the Planning Division, is required before operating. The application typically asks for proof of ownership or authorization to operate, proof of property and liability insurance, and a local contact or property manager. Rentals must be located in a zoning district where the use is allowed. Loveland’s code also defines a separate Bed and Breakfast use: a single detached home with five or fewer guest rooms rented for daily or weekly terms, where the operator lives on the premises. Specific permitted zoning districts were not confirmed from primary sources, so confirm eligibility for any address before buying. On taxes, rentals of 30 days or less are subject to Loveland’s 3% lodging tax, plus the city’s 3% sales tax, on top of Colorado’s 2.9% state sales tax and applicable Larimer County taxes. Budget a combined tax burden well above the 3% lodging figure alone. The city has historically not enforced tax collection strictly, and officials have worked toward automated collection agreements with platforms such as Airbnb. Overall enforcement severity is rated moderate. No new ordinance change from 2024 or 2025 was confirmed, and no new council action with hard caps or new fees was verified. Investors should confirm current license fees, renewal terms, zoning and life safety requirements directly with Loveland’s Planning Division at 970-498-7679.
Market Comparison
The Northern Colorado Front Range market posted 63.8% occupancy in September 2026, with an all listings ADR of $206, entire place listings at $221, and professionally managed ($277) and luxury ($341) listings well above the average. That pattern suggests a market where steady demand fills calendars, and where upside comes from positioning a property above the average listing. Year over year, ADR growth of 5.0% shows rates are firming, while occupancy slipped 1.5% from a high base. Seasonality is the main drawback, with a 29.7 point occupancy swing between July and January. Investors who want stable income through the year will need to price winter stays carefully, while those comfortable with a summer weighted market get a combination of mountain access, art events and Front Range road trip traffic. Top operator and listing mix data is tracked at a shared regional level rather than uniquely for Loveland, so this profile omits it.
Frequently Asked Questions About Loveland, Colorado
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