Norfolk, Virginia

Norfolk permits short-term rentals but requires a multi-step approval process, and operators need to understand two distinct STR categories. Homestays require the owner to be present and use the property as their primary residence; Vacation Rentals allow all owners to reside elsewhere. Both cover stays of 1 to 29 nights. Every STR needs a Zoning Permit, a Business License, and a Fire Marshal inspection before operating.

Properties under 4 bedrooms in eligible districts (R-C, SF-2, SF-4, SF-6, with Homestays also allowed in SF-T, SF-10, and MF-NS) can qualify for a free by-right Administrative Permit, processed in 4 to 6 weeks, requiring $300,000 minimum liability insurance. Properties that need a Conditional Use Permit instead, which covers vacation rentals in SF-T, SF-10, or MF-NS districts, any STR with 4 or more bedrooms, or properties with 3 or more dwelling units, pay $1,080 for the first application ($355 for subsequent ones), take 3 to 6 months for City Council approval, and must carry $1,000,000 in liability insurance. Zoning permits are valid for 2 years; Business Licenses ($50 to $75) renew annually, and fire inspection fees run $50 to $75. Tax obligations include a 9.0% transient occupancy tax plus a $3 per bedroom per night room tax, registered with and remitted to the Commissioner of the Revenue by the 20th of each month. Maximum occupancy is capped at 2 guests per rented bedroom; there is no annual night cap. The application process was overhauled effective September 2, 2025 (older third-party guides referencing the retired HostCompliance portal are obsolete), and Ordinance No. 50139 revised the room tax structure with a new coupon effective January 2026. Enforcement is rated moderate.