Camdenton, Missouri Short-Term Rental Market
Camdenton's Lake of the Ozarks STR market earned $301 ADR, 36.1% occupancy and $3,136 monthly revenue in September 2026.
Quick Answer: Camdenton, Missouri is an active short-term rental market. average occupancy in the Lake of Ozarks market area is 36%. average monthly revenue in the Lake of Ozarks market area is $3,136. average daily rate in the Lake of Ozarks market area is $301. the top operator in the Lake of Ozarks market area is Evolve with 352 listings. market score is 51/100 (grade D).
Market data reflects the Lake of Ozarks regional market, which includes Camdenton. Regulations, taxes, and permit details below are specific to Camdenton.
Market Score Breakdown
Five dimensions StaySTRA evaluates per market.
Market Overview
This page covers Camdenton, Missouri, using performance figures for the Lake of the Ozarks STR market, which also includes nearby Osage Beach and Lake Ozark. All performance numbers below describe that regional market rather than Camdenton alone. The latest data month is September 2026. In that month the average short-term rental earned an average daily rate (ADR) of $301 at 36.1% occupancy, producing average monthly revenue of $3,136 per listing. Entire-home listings averaged $303 per night.
September is a shoulder month at the lake, so these figures sit below the summer peak. Year over year, occupancy rose 23.0%, ADR rose 7.3% and revenue rose 21.0%, a sign that demand recovered from the softer 2023 and 2024 readings. Annual occupancy was 42.0% in 2022, 39.9% in 2023, 37.9% in 2024 and 38.6% in 2025. The 2026 year to date reading across nine months is 41.6% occupancy at a $300 ADR, with average monthly revenue of $3,558.
Summing the seasonal monthly averages gives annualized revenue of $32,008 per listing for the regional market. Demand is driven by the lake itself. The area draws an estimated 2.5 million visitors a year, with May through September accounting for roughly 75 percent of traffic. Visitors come for boating, fishing, water sports and lakefront recreation on a 1,150-mile shoreline, plus Ha Ha Tonka State Park and Bridal Cave in Camdenton. Guests come mostly from Missouri, Kansas, Illinois and Iowa. Camdenton has a population of 4,017.
Bedroom, booking channel and listing-type counts are tracked at a shared regional level rather than uniquely for Camdenton, so this profile omits them.
Seasonal Patterns
| Month | Occupancy |
|---|---|
| Jan | 22% |
| Feb | 27% |
| Mar | 42% |
| Apr | 34% |
| May | 43% |
| Jun | 59% |
| Jul | 69% |
| Aug | 52% |
| Sep | 34% |
| Oct | 28% |
| Nov | 27% |
| Dec | 23% |
Month-by-month nightly rates and revenue figures for Camdenton are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Top Short-Term Rental Operators in Lake of Ozarks market area
Ranked by total active listings. Useful for understanding the competitive landscape. Operator data is published for the Lake of Ozarks market as a whole, which includes Camdenton, so these counts are not Camdenton-only figures.
| # | Operator | Listings | Reviews | Rating |
|---|---|---|---|---|
| 1 | Evolve | 352 | 13,869 | ★ 4.74 |
| 2 | LakeDays.Rentals | 212 | 4,953 | ★ 4.80 |
| 3 | YourLakeVacation | 138 | 1,654 | ★ 4.75 |
| 4 | Shores Vacation Rentals | 106 | 3,129 | ★ 4.81 |
| 5 | Lakecation Vacations | 97 | 1,557 | ★ 4.40 |
What Kind of STR Should I Buy in Camdenton?
Revenue and nightly-rate breakdowns by bedroom count, property tier, and dwelling type for Camdenton are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Channel Mix
Distribution of bookings across major STR platforms.
| Channel | Share |
|---|---|
| airbnb | 19.3% |
| vrbo | 19% |
| both | 61.7% |
Home Value Trends (Camdenton)
Typical home values, median sale prices, and the 10-year price trend for Camdenton are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Booking Insights
Booking-window and length-of-stay analysis for Camdenton — how far ahead guests book and how to price around it — is available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.
Short-Term Rental Regulations
Short-term rentals are permitted in Camdenton, and enforcement severity is rated minimal. Missouri has no statewide STR permit system, so rules are set at the city and county level.
The City of Camdenton does not have a dedicated STR permit ordinance on record as of early 2026. All businesses operating inside city limits must hold a general business license and pass an annual life safety inspection administered by the city. No owner-occupancy or primary-residence requirement has been identified.
In unincorporated areas, Camden County’s Unified Land Use Code applies. A 2022 circuit court ruling found that nightly rentals in R-1 residential zones were not an explicitly permitted use, and county commissioners moved to amend the code to allow STRs in R-1 zones. The final status of that amendment is not confirmed in public records, so owners of unincorporated property should verify current zoning with the county. Properties in R-3 zones in the Osage Beach portion of Camden County require a minimum 30-day stay. HOA and subdivision covenants may also restrict short-term rentals.
On taxes, the Missouri Supreme Court struck down the tri-county lodging tax statutes on June 25, 2024, and collection of the former 3 percent lodging tax ceased immediately. State and county sales tax still applies: 4.225 percent state plus 1.5 percent for Camden County, a combined minimum of 5.725 percent on rentals under 30 nights. The combined rate in Camdenton is approximately 9.975 percent. The City of Lake Ozark was considering new STR registration rules as of late 2025 but had not finalized them. Confirm current rules with the city and county before buying.
Market Comparison
The Lake of the Ozarks STR market shows a strongly seasonal profile. The September 2026 ADR was $301, the luxury tier reached $450, and occupancy was 36.1%, with the 2026 year to date reading at 41.6%.
The gap between seasons is wide. In July, occupancy reaches 68.8% at a $348 ADR. From October through February, occupancy runs between 22.5% and 28.0%. The market therefore trades low winter occupancy for high summer rates.
Growth is a bright spot. Revenue is up 21.0% year over year, with ADR up 7.3% and occupancy up 23.0%. ADR has climbed from $213 in 2017 to $300 in 2026 year to date.
Top property manager names are tracked at a shared regional level rather than uniquely for Camdenton, so this profile omits them. Investors comparing Camdenton with other markets should weigh high summer returns and a lake-driven demand base against a short peak season.
Frequently Asked Questions About Camdenton, Missouri
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How much revenue can a Camdenton short-term rental earn?
Are short-term rentals legal in Camdenton, Missouri?
Is there a lodging tax on Lake of the Ozarks rentals?
What is the best time of year to rent out a lake home in Camdenton?
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