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  4. Cambridge

Cambridge, Maryland

Short-Term Rental Market Data & Investment Analysis

Cambridge, Maryland Short-Term Rental Market

Cambridge, MD STRs averaged $249/night at 42.3% occupancy in April 2026, anchored by Chesapeake Bay heritage and wildlife refuge tourism.

Quick Answer: Cambridge, Maryland is an active short-term rental market. average occupancy in the Cambridge/Salisbury market area is 64%. average monthly revenue in the Cambridge/Salisbury market area is $5,574. average daily rate in the Cambridge/Salisbury market area is $345. the top operator in the Cambridge/Salisbury market area is Seaside vacation rentals with 210 listings. market score is 65/100 (grade C).

Avg Monthly Revenue
$5,574
↓ 2.7% YoY
64%
Occupancy
↓ 1% YoY
$345
Avg Daily Rate
↓ 0.4% YoY
95.2 days avg lead time4.4 avg length of stay

Market data reflects the Cambridge/Salisbury regional market, which includes Cambridge. Regulations, taxes, and permit details below are specific to Cambridge.

Market Score Breakdown

Five dimensions StaySTRA evaluates per market.

Regulation67
Seasonality47
Investability93
Rental Demand57
Revenue Growth82

Market Overview

Cambridge occupies a distinct niche on Maryland’s Eastern Shore as a heritage and nature-based STR market. Sitting on the Choptank River in Dorchester County, the city draws birders, anglers, paddlers, history travelers, and visitors to the Harriet Tubman Underground Railroad sites and Blackwater National Wildlife Refuge. In April 2026, the market posted an average daily rate of $249 and occupancy of 42.3%, generating a RevPAR of $105 and average monthly revenue of $2,563 per listing.

The market supports approximately 2,254 active listings across all configurations, sized for a smaller, specialized tourism destination. Three-bedroom properties are the largest segment at about 810 listings, followed by two-bedroom units at 495 and four-bedroom properties at 352. One-bedroom listings account for around 399 units, with five-plus-bedroom properties at 198.

Whole-place rentals dominate the listing mix at approximately 2,130 units (94% of supply). Private rooms account for 127 listings. On the platform side, the market shows strong dual-channel distribution: about 1,250 properties list on both Airbnb and VRBO, with an additional 748 Airbnb-only and 260 VRBO-only listings.

Year-over-year as of April 2026, occupancy dropped 6.2 percentage points while ADR rose 5.0%, resulting in a modest revenue decline of 1.7%. The investability score of 93.4 and revenue-growth score of 81.9 indicate solid structural fundamentals for a market that runs at lower occupancy due to its nature-tourism demand profile.

Seasonal Patterns

Monthly seasonal data for Cambridge, Maryland
MonthOccupancy
Jan30%
Feb38%
Mar44%
Apr47%
May51%
Jun65%
Jul73%
Aug69%
Sep48%
Oct37%
Nov33%
Dec33%

Month-by-month nightly rates and revenue figures for Cambridge are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Top Short-Term Rental Operators in Cambridge/Salisbury market area

Ranked by total active listings. Useful for understanding the competitive landscape. Operator data is published for the Cambridge/Salisbury market as a whole, which includes Cambridge, so these counts are not Cambridge-only figures.

#OperatorListingsReviewsRating
1Seaside vacation rentals2106,224★ 4.73
2Coastal Shore Vacations2012,204★ 4.60
3Island Getaways1233,129★ 4.80
4Harbour Rentals841,764★ 4.52
5Evolve722,082★ 4.76

What Kind of STR Should I Buy in Cambridge?

Revenue and nightly-rate breakdowns by bedroom count, property tier, and dwelling type for Cambridge are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Booking Channel Mix

Distribution of bookings across major STR platforms.

Channel mix
ChannelShare
airbnb33.1%
vrbo11.5%
both55.4%

Investment Analysis

The full investment analysis for Cambridge — gross-yield math against current home values, plus 5-year monthly revenue, nightly-rate, and occupancy trend charts — is available to StaySTRA Pro members and updates monthly. The figures shown elsewhere on this page are the free market snapshot.

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Home Value Trends (Cambridge)

Typical home values, median sale prices, and the 10-year price trend for Cambridge are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Booking Insights

Booking-window and length-of-stay analysis for Cambridge — how far ahead guests book and how to price around it — is available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Short-Term Rental Regulations

Cambridge permits STRs under Ordinance 1204 (City Code Chapter 4, Article VII, effective September 12, 2022, as amended). No STR may operate without a current valid permit. Two permit types exist: Type 1 covers owner- or operator-occupied properties where the host is generally present, with a $100 application fee and a 3-year permit term. Type 2 covers non-owner-occupied whole-unit rentals, with a $200 application fee and the same 3-year term. Type 2 units must also be registered as non-owner-occupied rental dwellings under City Code Section 4-42. Neither owner-occupancy nor primary-residence requirements apply citywide.

A rental qualifies as an STR if it is for fewer than 30 consecutive days and more than 3 nights per calendar year; stays of 3 or fewer nights annually and month-plus leases are exempt. There is no annual night cap. Permits are non-transferable to a new owner, unit, or location. Parking rules limit on-street use based on whether private parking exists.

The applicable lodging tax is Dorchester County’s hotel rental tax of 5%. Platforms like Airbnb and VRBO may auto-collect this tax. Federal and state tax obligations apply in addition.

Enforcement is complaint-based. Violations are municipal infractions: $200 for the initial violation, $500 for repeat violations, with each day treated as a separate offense. A permit is revoked after 3 confirmed citations within any 6-month period, and a revoked permit holder may not apply for a new permit for 3 years. The Commissioners retain authority to cap total permit counts by resolution, a provision not currently exercised.

Market Comparison

At 42.3% occupancy and $249 ADR in April 2026, Cambridge sits below the U.S. national STR median occupancy of approximately 55% but above the national median ADR of approximately $220. The occupancy gap is expected: Cambridge is a specialized heritage and nature destination with a tight winter season, not a year-round beach or urban market.

Seaside Vacation Rentals leads the Cambridge STR management market with 210 listings and 6,224 reviews at a 4.73 average rating. Coastal Shore Vacations operates 201 listings at a 4.60 rating, and Island Getaways manages 123 listings with a 4.80 rating. Harbour Rentals holds 84 listings at 4.52 rating, and Evolve rounds out the top five with 72 listings and a 4.76 rating.

The top 5 operators collectively manage approximately 690 listings out of roughly 2,254 total, representing about 31% of supply. This is a notably high professional management concentration compared to many markets, suggesting that the Chesapeake regional nature-tourism guest expects a well-managed, reliable product. The market’s total score of 64.7 reflects the seasonal limitations, while the investability score of 93.4 reflects the accessible permit structure and consistent demand base.

Frequently Asked Questions About Cambridge, Maryland

What is the average daily rate for STRs in Cambridge, MD?
Cambridge short-term rentals average $345 per night across all listing types. Nightly-rate breakdowns by property tier are available with StaySTRA Pro.
What occupancy rates do Cambridge, MD short-term rentals achieve?
Cambridge averaged 42.3% occupancy in April 2026. Occupancy peaks in July at an average of 72.8% and hits its seasonal low in January at 29.6%. The market runs a pronounced summer season with deep winter troughs.
Do I need a permit to run an Airbnb in Cambridge, MD?
Yes. Cambridge requires an STR permit under Ordinance 1204. Investors running non-owner-occupied rentals need a Type 2 permit ($200 application fee, 3-year term). Owner-occupants hosting while present use the Type 1 permit ($100). Neither owner-occupancy nor primary-residence requirements apply citywide.
How much revenue can a Cambridge, MD STR generate?
Across all listing types, Cambridge short-term rentals average $5,574 per month. Breakdowns by property type, bedroom count, and season are available with StaySTRA Pro, or run a free address-level estimate with the StaySTRA Analyzer.
What are the peak and slow seasons for Cambridge, MD STRs?
Summer (June through August) is peak season, averaging 65% to 73% occupancy at ADR of $271 to $283. January is the weakest month at 29.6% occupancy and $192 ADR. Spring birding season (May) provides a modest uplift at 51.6% occupancy.
What taxes apply to Cambridge, MD short-term rentals?
Operators must remit Dorchester County’s 5% hotel rental tax, along with applicable Maryland state and federal taxes. Airbnb and VRBO collect the county tax automatically on most bookings.
Who are the largest property managers in the Cambridge, MD STR market?
Seaside Vacation Rentals leads with 210 listings and a 4.73 average rating. Coastal Shore Vacations manages 201 listings and Island Getaways manages 123 listings with a 4.80 rating. The top 5 managers collectively hold about 31% of the market’s roughly 2,254 listings.
Cambridge, MarylandRev $5,574ADR $345Occ 64%Score C (65)

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Table of Contents

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Quick Facts: Cambridge/Salisbury market area

Avg Daily Rate
$345
Occupancy Rate
64%
Avg Revenue/Mo
$5,574
Cambridge Population
13,152

Markets in Maryland (36)

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