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  3. Iowa
  4. Central City

Central City, Iowa

Short-Term Rental Market Data & Investment Analysis

Central City, Iowa Short-Term Rental Market

Central City, IA short-term rentals averaged $221/night at 52.3% occupancy in June 2026, up 5.6% in revenue.

Quick Answer: Central City, Iowa is an active short-term rental market. average occupancy in the New Orleans market area is 52%. average monthly revenue in the New Orleans market area is $3,318. average daily rate in the New Orleans market area is $221.

Avg Monthly Revenue
$3,318
↑ 5.6% YoY
52%
Occupancy
↑ 7.9% YoY
$221
Avg Daily Rate
↓ 1.1% YoY
$115
RevPAR
↑ 6.7% YoY

Market data reflects the New Orleans regional market, which includes Central City. Regulations, taxes, and permit details below are specific to Central City.

Market Overview

Central City is a small town of about 1,250 people in Linn County, Iowa, part of the Cedar Rapids metropolitan area. In June 2026, the most recent month with data, Central City’s STR market averaged 52.3% occupancy (up 7.9% year over year) and a $220.83 average daily rate (down 1.1% year over year). Average monthly revenue per listing was $3,318, up 5.6% year over year, so occupancy growth outpaced the modest rate decline.

RevPAR (revenue per available listing-night) was $115.42 for the month.

Central City functions as a regional outdoor-recreation destination rather than a national tourist draw. Visitors are predominantly day-trippers and campers from the Cedar Rapids/Iowa City corridor, drawn to the Wapsipinicon River valley for fishing, canoeing, hiking, biking, camping, and hunting, anchored by the 1,018-acre Pinicon Ridge County Park and the Central City Trail. The Linn County Fair at the Linn County Fairgrounds is a seasonal peak draw. No published citywide annual visitor count exists for Central City, consistent with its status as a small regional destination rather than a tracked tourism market.

StaySTRA does not currently have bedroom mix, channel split, listing-type counts, or property-manager data for Central City; that dimension and PM data is tracked at a shared regional level rather than for this specific market, so this profile omits those breakdowns rather than guessing.

Seasonal Patterns

Monthly seasonal data for Central City, Iowa
MonthOccupancy
Jan48%
Feb60%
Mar62%
Apr56%
May54%
Jun52%
Jul49%
Aug47%
Sep51%
Oct62%
Nov53%
Dec53%

Month-by-month nightly rates and revenue figures for Central City are available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Investment Analysis

The full investment analysis for Central City — gross-yield math against current home values, plus 5-year monthly revenue, nightly-rate, and occupancy trend charts — is available to StaySTRA Pro members and updates monthly. The figures shown elsewhere on this page are the free market snapshot.

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Booking Insights

Booking-window and length-of-stay analysis for Central City — how far ahead guests book and how to price around it — is available to StaySTRA Pro members. Unlock with StaySTRA Pro or analyze a specific address free.

Short-Term Rental Regulations

Central City has no identified local short-term rental ordinance, permit program, or STR-specific zoning rules. Iowa does not have a statewide STR licensing scheme, and under Iowa House File 2641 (2020), cities are significantly limited in how they can regulate short-term rentals: they cannot restrict them merely to preserve residential housing stock, and must generally allow STRs as a residential use in residential zones. Cities may still enforce general health, safety, nuisance, and building and fire code provisions.

On taxes, Iowa imposes a 5% state hotel/motel excise tax on stays under 31 days, and cities and counties may add a local hotel-and-motel tax of up to 7% in whole-percentage increments. No confirmation was found that Central City levies a local hotel/motel tax, so operators should budget for at least the 5% state tax and verify any local add-on directly with the city and the Iowa Department of Revenue.

There is no owner-occupancy or primary-residence requirement. Enforcement is described as minimal. Bottom line: STRs appear permissible with minimal local friction, but investors should confirm current local tax rates and general rental or nuisance rules directly with Central City City Hall and Linn County before operating.

Market Comparison

Central City’s 52.3% occupancy in the latest month sits just below the roughly 55% occupancy typically cited as a national STR median, while its $220.83 ADR is close to the roughly $220 national median ADR figure often cited for the US market. In other words, this small Iowa market currently prices in line with the national average but books slightly fewer nights, consistent with its status as a niche regional destination rather than a high-demand national draw.

Property manager and top-operator data is not currently available for Central City, so this profile does not name specific operators or listing counts here.

For broader context, Central City sits within the Cedar Rapids metropolitan statistical area, giving it some overflow potential from Cedar Rapids/Iowa City corridor travel even though its own STR market is small and event-driven. With a population of roughly 1,254, Central City is one of the smaller markets StaySTRA tracks in this dataset, so month-to-month figures can move more than they would in a larger market.

Frequently Asked Questions About Central City, Iowa

What is the STR occupancy rate in Central City, IA?
52.3% in June 2026, up 7.9% year over year.
What is the average daily rate for short-term rentals in Central City?
Central City short-term rentals average $221 per night across all listing types. Nightly-rate breakdowns by property tier are available with StaySTRA Pro.
When is the strongest season for STRs in Central City?
Occupancy in Central City peaks in Oct (62%) and is softest in Aug (47%). Month-by-month rate and revenue figures are available with StaySTRA Pro.
Does Central City require a short-term rental permit?
No. There is no identified local STR ordinance or permit program; Iowa state law (House File 2641) limits how cities can regulate STRs.
What taxes apply to short-term rentals in Central City?
Iowa’s 5% state hotel/motel excise tax applies; no confirmed local hotel/motel tax add-on was found for Central City.
Is there an owner-occupancy requirement for STRs in Central City?
No. There is no owner-occupancy or primary-residence requirement.
How does Central City's STR market compare to national averages?
Occupancy (52.3%) is just below the roughly 55% national median, while ADR ($220.83) is close to the roughly $220 national median.
Central City, IowaRev $3,318ADR $221Occ 52%

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Table of Contents

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Quick Facts: New Orleans market area

Avg Daily Rate
$221
Occupancy Rate
52%
RevPAR
$115
Avg Revenue/Mo
$3,318
Central City Population
1,254

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