STR Financing Guide 2026: How DSCR Loans Work and Which Markets Make the Numbers Work
DSCR loans let STR investors qualify on property income instead of personal earnings. This guide covers 2026 rates, requirements, and…
So, you're thinking about buying a property to use as a short-term rental (STR)? It can look like a great way to make money, but don't jump in too fast. What are the real rules where you're looking? Are STRs even allowed? What about the neighbors – will they be happy about it? Buying an STR is a big decision, and there are a lot of things you need to know to make sure it's a smart move for you and your community.
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DSCR loans let STR investors qualify on property income instead of personal earnings. This guide covers 2026 rates, requirements, and…
StaySTRA data reveals how mountain, coastal, urban, and rural STR markets compare on ADR, occupancy, and annual revenue. Park City…
National STR data shows 5-bedroom properties earn $75,000 to $130,000+ annually while studios earn $18,000 to $28,000. But bigger is…
Mountain STR markets command higher nightly rates but at 2.3x the entry price. StaySTRA data across 15 markets reveals coastal…
StaySTRA data shows 1,430 active STRs in Bend, Oregon with a $294 LTM ADR and 55.6% occupancy. Summer dominates revenue,…
Sun Valley STR operators average $45,000 annually at a $274 ADR and 46% occupancy. With a 4.04% gross yield, dual-season…
StaySTRA data shows Mammoth Lakes STRs averaging $584 ADR with 49% occupancy across 2,632 listings. Ski season drives 40-45% of…
StaySTRA data shows Vails LTM ADR at $563 with 47.1% occupancy across 3,377 active listings. Ski season (Dec-Mar) delivers 62%…
Aspen STR market data for 2026 including ADR, occupancy, revenue, permit caps, tax rates, and how this ultra-luxury mountain market…
Big Sky commands a $594 average daily rate with 56% annual occupancy across roughly 1,000 active listings. Winter forward bookings…